A loan of $1,025 helped to buy preventative and restorative fungicides as well as fertilizer supplies for her coffee crop.

Elba Del Rosario's story

Elba is 47 years old. She lives with her husband and six children on a small farm called "Gracias a Dios" in a rural community found in the Nicaraguan department of Jinotega. She makes a living growing coffee along with her family. This has been their main source of income for more than five years. They also plant basic grains for their own family consumption. Elba's farm is certified with the Fair Trade seal, which proves it's compliance with economic, worker, and environmental criteria that this certification requires, in addition to a contribution to the economic development of her community.

In the last three cycles she has harvested 70, 120, and 48 quintals [approximately 3,220, 5,520, and 2,208 kilograms respectively] of pergamino coffee. The diminished harvest of her farm in the 2012-2013 cycle was due to the spread of the roya fungus [coffee-leaf rust] in the country. This is disease has a great impact on coffee agriculture. This diminished harvest together with the fall in price in this sector has diminished her liquidity. This is why she has decided to request a loan to take on a comprehensive management plan of her farm.

With these resources, this entrepreneur will be able to invest in the purchase of preventative and restorative fungicides as well as supplies to fertilize her coffee farm in order to achieve stability in her harvest production. Elba is sure that with dedication and perseverance she and her family will be able to stabilize and increase the harvest production of their coffee farm in the following years.

Translated from Spanish by Kiva volunteer Monica Wooters

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