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Santos Victoriano
Don Santos is a responsible person living in El Ayote. He is single, with no children, and lives with his mother. He sells the food and drinks that he and his mother make as a street vendor. It is their only means of income to cover their household expenses.

He is requesting this loan to buy basic grains, vegetables, sugar, fruit and other ingredients, and to improve the look of his cart which is work vehicle. He has an established customer base, and his main goal is to grow his small business to improve his quality of life and continue to support his mother.
View original language description ↓
Don Santos, es una persona responsable, habita en el Ayote, es soltero no tiene hijos vive con su mama. Se dedica a la venta de comida y refrescos de manera ambulante los que hace su mama y él los vende, es su único medio de ingresos para cubrir los gastos del hogar. Solicita el crédito para comprar granos básicos, verduras, azúcar, frutas entre otros ingredientes y darle mejor presentación a su carretón que es la unidad de trabajo, el tiene establecida su clientela y su mayor propósito es hacer crecer su pequeño negocio para mejorar su calidad de vida y seguir apoyando a su madre.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $825 helped Santos Victoriano to buy vegetables, sugar, fruit and other items.
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 22, 2013
Jul 1, 2013
Currency Exchange Loss:
Jul 31, 2013