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Lucia Otilia
Lucia Otilia owns a business selling clothes in one of the markets in the Department of León. With this business Lucia Otilia has provided her children with the necessary education so that they can now follow her footsteps and become responsible business people and support their families.

She begins working early in the morning at 8:00 am in order to serve her different clients and she returns home at 5:00 pm to rest.

The loan that she is requesting from Ceprodel will be used to purchase blouses, shorts, shirts, etc. to satisfy the demand by offering her customers a variety of products of better quality. This will increase her earnings, allowing her to improve her and her family's standard of living.
View original language description ↓
La señora Lucia Otilia posee un negocio de venta de Ropa ubicada en uno de los mercados del departamento de león.

Con este negocio la señora Lucia Otilia ha brindado a sus hijos la educación necesaria para que hoy en día ellos también sigan sus pasos de ser comerciantes responsables y llegar a ser el soporte de sus familias.

Ella inicia sus labores muy de mañana a las 8 am para ofrecerles a los diferentes clientes retirándose a su hogar a las 5:00 pm para descansar.

El crédito que está solicitando a Ceprodel será utilizado para compra de blusa, shorts, camisas, etc… para así ofrecerle a su clientela una variedad de productos de mejor calidad para satisfacerles su demanda por lo que tendría más ingresos para mejorar su nivel de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Lucia Otilia to purchase blouses, shorts and shirts.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 20, 2013
Currency Exchange Loss:
Feb 17, 2014