A loan of $375 helped to hire local workers.

Raphael's story

Raphael is thirty years old. He is married and has two children that live with him in a home built from adobe blocks. Raphael is a farmer, which is why he owns a two-hectare plot of land where he grows cacao and fruit trees, which he tries to always keep in good condition. He focuses more on his cacao crops, because that is one of the most profitable products in his area and because his land is very well-suited to this crop.

He works every day, including Sundays and holidays, along with his wife and local workers who help him with some of the work like clearing underbrush and cutting off defective stems. When the production season ends he hires more local workers to harvest and air-dry the cacao beans outdoors before storing them accordingly in sacks and taking them to the city, where buyers pay him good prices.

This is his first Kiva loan and he is grateful for the financial support he receives to keep his business going. This time he wants to have 1,000 nuevos soles to hire local workers to harvest the fruit of his cacao trees.

Translated from Spanish by Kiva volunteer Mariana Sanchis

Loan details

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Loan details