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Lidia is 39 years old. She is a single woman with two children, a nine year old son and a five year old daughter. They are both school-aged. Lidia makes straw mattresses commonly known as “payasas”. She lives in the Kalajahuira zone. This is her first loan thought the institution. Lidia is going to use the loan to purchase wholesale dry straw for her business. Her reason for requesting the loan is a lack of cash available for buying the material. Since it is the rainy and cold season, there is a limited amount of this material. Lidia faces challenges in her business since it is the rainy season and it can be detrimental to the client base since the mattresses are made with dry straw. This is the reason why she needs to purchase wholesale dry straw in order to stock up on materials. She is going to use the benefits to improve her production for the support of her family. Lidia dreams that through her business she can give her children a better quality of life. She is the one person supporting her family and she wants her family to have a dignified life and overcome through their studies.
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La Sra. Lidia tiene 39 años y es soltera con 2 hijos que son un varón de nueve años y una mujer de 5 años de edad que se encuentran en edad escolar, se dedica a la producción de colchones de paja comúnmente conocidos como “payasas” ella vive en la zona de Kalajahuira, este préstamo es su primera secuencia dentro de la institución, La Sra. Lidia va a usar este préstamo para la compra de material para su producción como paja seca al por mayor para su negocio, su razón para solicitar este préstamo es la falta de efectivo para este material ya que esta época de lluvia y frio hay escases de este producto, La Sra. Lidia enfrenta retos en su negocio que son las épocas de lluvia, perjudican a la cliente ya que sus colchones lo produce con paja seca, es la razón para que necesite adquirir paja seca al por mayor y así abastecerse en época de lluvias, va a utilizar los beneficios en mejorar su producción para el sustento de su familia, la Sra. Lidia sueña por su negocio es poder darle a sus hijos una mejor calidad de vida ya ella es la única que mantiene a su familia y quiere que sus hijos tengan una vida digna y puedan superarse mediante el estudio.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 133
    View loans »
    Bolivia Loans Fundraising
  • $36,279,750
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Lidia purchase wholesale materials for her business.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 18, 2013
Currency Exchange Loss:
Sep 22, 2014