A loan of $600 helped to purchase poultry.

Wesley's story

Wesley lives in the Litein area of Kenya. He has 1 child and has been doing this work for 5 years. His primary income sources are milk, eggs, crops.

He stated what is most enjoyable about farming: 'Profit gained from farm products.' His biggest challenge is 'Feeding poultry.' Animals on the farm have been given no names.

Wesley was asked why he chose Juhudi Kilimo for this loan, to which he replied: 'it offers grace period.' This client was also asked what was learned during Juhudi's required micro-finance training session: 'It's dedicated to improving farmer's livelihood.'

His highest monthly expense is farming costs. When asked 'How will this loan benefit his family', Wesley replied 'I will educate them.'

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Wesley owns the following: 'cow, poultry, motorcycle' but does not own 'pig, pump, bicycle, automobile'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net, electricity, TV, DVD' but does not have 'solar power, running water, sewing machine'.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Loan details

Lenders and lending teams

Loan details