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Azeeman is 52 years old and a widow. For the past three years, she has been manufacturing ‘waan’ -- ropes, or straps, made from a dried, long, grassy plant. 'Waan' are used for many purposes, including making beds (combined with wooden frames on four legs). She offers various types of ‘waan’ in different colors, and is famous in her community for providing good-quality products.

Azeeman is a single parent of three children and is responsible for fulfilling the basic needs of her children, including food, health care, and education. She is also accountable for improving their standard of living. She wants to expand her business, so she applied for a loan of Rs. 20,000. She intends to use the loan money to buy another machine for making 'waan' out of good-quality materials, to increase her sales. She wishes to use her increased profits for the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 245
    View loans »
    Pakistan Loans Fundraising
  • $17,606,550
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Azeeman to buy another machine for making 'waan' out of good-quality materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 27, 2013
Jun 19, 2013
Currency Exchange Loss:
Jun 17, 2014