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Margrait is a 29-year-old married woman. She lives with her husband and two children. She has been running a business of clothes sales of Christian bridal dresses for many years. She initiated her own business to support her family when her husband was the only bread earner at that point in time. She purchases Christian bridal dresses in bulk from the market then sells them to the people of her community. Because of her good quality fabric, the demand is increasing day by day. So, she applied for a loan of Rs. 30,000 to buy more dresses in different designs, colours, and sizes. She is in her 2nd loan cycle with Kashf foundation. She hopes to grow her business and dreams of providing a better standard of living to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 227
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Margrait to buy more dresses in different designs, colours, and sizes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 19, 2013
Currency Exchange Loss:
Apr 16, 2014