A loan of $375 helped to pay for grocery items, toiletries, and beverages needed in her business.


Dema's story

This is Dema. She previously accessed a PHP 15,000 loan that she used to purchase more quantities and varieties of grocery items, toiletries, and beverages needed in her business. Her earnings were a big help in her personal, household, and business expenditures. Dema would like to apply for another loan in the amount of PHP 16,000 to buy groceries, toiletries, beverages, and other products to add to her current inventory. The greater the number of items displayed at the store, the better. More items to sell will result in better profit. Her profits from business will definitely help her to sustain her daily needs. She looks forward to this financial increase with gladness and thankfulness in her heart. Dema dreams to expand her business. Every week, she meets up with her co-fellowship* members to share stories of her life and business and where she can also draw strength and inspiration from the fellowship and the Word of God she studies. *All Center for Community Transformation (CCT) community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.



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