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Shazia is a 29-year-old energetic woman living in a remote area of Rawalpindi, Pakistan. She has one child and her husband is working as a carpenter. The monthly income of her husband is insufficient to meet the household expenses. Therefore Shazia is helping her husband by doing her own business.

She has been successfully running her business of selling ornamental items for eight years.

Shazia has requested a loan from Kiva’s partner BRAC Pakistan to expand her business. She would purchase a large quantity and new variety of bangles, bracelets, necklaces, key chains and other ornamental items and sell them at a profit. This could increase her sales, her monthly income and her savings and she could support her family in a better way. She is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 264
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Shazia to purchase bangles.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jun 18, 2013
Currency Exchange Loss:
Apr 16, 2014