Clara is 21 years old and married with one child. She runs a shop that sells general products for everyday use. She has requested a loan to buy more supplies such as boxes of canned fish, corned beef, chicken leg quarters, sausages, milk, sugar, flour, and a new refrigerator. Clara will use her profits to extend and improve her business. She has been a member of SPBD since 2011
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.