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Ezequiel Group
In this Group: Gloria Del Carmen , Cinthya Carolina , Arlen Yalina

Update on Ezequiel Group

This group consists of three enterprising female members. One of them is 42-year-old Gloria. She has a partner and four children, who are 14, 9, 6, and 4 years of age. She has been selling clothing and shaved ice for 20 years. She will invest the loan in purchasing clothes, such as men’s pants, women’s pants, men’s shoes, ladies’ shoes, bundles of sheets, and second-hand shoes for children.

Arlen is 27 years old and has a grocery store. Cinthya sells ice and ice-creams, and she also sells shoes via catalogues.
View original language description ↓
Está formado este grupo por tres socias emprendedoras una de ellas es Gloria tiene 42 años de edad, acompañada, con cuatro hijos de 14, 9, 4 y 6 años de edad, su negocio es la venta de ropa nueva y la venta de raspado desde hace 20 años , el crédito lo invertirá en la compra de ropa como pantalón de varón, pantalón de mujer, zapatos de varón, zapatos de damas, paca de sabanas, zapatos usados para niños etc. Arlen tiene 27 años de edad y su negocio es una pulpería y Cinthya su negocio es la venta de hielo, helados y venta de zapatos por catálogo.

Previous Loan Details

This group was formed by three members. One of them is Gloria, who has been selling clothing and shaved ice for 20 years. She lives with her partner and has four children, ages 3, 6, 9, and 14. Her partner helps her to sell flavored shaved ice, as street vendors with small wooden carts. She ... More from Ezequiel Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Ezequiel Group's $925 loan helped a member to purchase clothing, such as men's pants, women's pants, men's shoes, ladies' shoes, bundles of sheets, and second-hand shoes for children.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 20, 2013
Currency Exchange Loss:
Oct 17, 2013