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Esperanza Y Amor Group
In this Group: Maria Maura, Juana Lucia, Elsa Maria, Maria Rosa, Maria Elena, Margarita Lucila, Carmen Elva
The "Esperanza y Amor" group is new and made-up of seven hard-working women, who have various types of small businesses. Juana is 51 years old, single and has a 16-year-old daughter. Within the group, Juana is the secretary and she has a business selling vegetables and potatoes at the "Señor de los Milagros" market in Chosica. Years ago Juana used to work as a street vendor, selling children's clothes. Juana will use this loan to buy more vegetables and potatoes. Her biggest wish is for her daughter to study to be a professional. The group thanks Kiva lenders for this loan.
View original language description ↓
El grupo “ESPERANZA Y AMOR” es un nuevo grupo conformada por 7 mujeres trabajadoras dedicadas a las diversas actividades del comercio minoristas. Juana tiene 51 años es soltera con una hija de 16 años. En el grupo cumple la función de secretaria. Juana se dedica a la venta de verduras y tubérculos en el mercado Señor de los Milagros de chosica. Años atrás vendía ropa de niños en forma ambulatoria. El préstamo lo invertirá en la compra de más verduras y tubérculos. Su mayor deseo es darle una carrera profesional a su hija. El grupo agradece a los inversionistas KIVA por el préstamo. Juana es la primera persona parada del lado derecho.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 47
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza Y Amor Group's $1,100 loan helped a member to buy more vegetables and potatoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 5, 2013
Jun 17, 2013
Currency Exchange Loss:
Nov 17, 2013