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Bladimir is 34 years old, married, and has 2 children, ages 16 and 3. His wife works at home, taking care of the children. Bladimir is employed as an external auditor, apart from which he owns a general store and some billiard tables which he rents out. He has 8 years experience in his business and started by selling candies and cleaning supplies. However, through loans he was able to obtain billiard tables to rent.

His plans for his business are to be able to increase the physical size of his business in order for their employees to be more comfortable and more independent of one another. While he is working (as an Auditor) his mother manages the store and the billiard tables. Some of the most demanded products for the store are basic grains and milk products, and with the loan that you grant him he will buy these products and also purchase more cleaning supplies.

Translated from Spanish to English by Laura Jung, Kiva Volunteer

Bladimir tiene 34 años de edad, es casado, tiene 2 hijos de 16 y 3 años de edad, su esposa se encarga del cuido del hogar y de sus hijos. Bladimir se desempeña como Auditor Externo, pero aparte de eso tiene una pulpería y unas mesas de billares las cuáles alquila. Tiene 8 años de experiencia en este negocio y empezó vendiendo golosinas y productos de limpiezas, pero a través de los créditos a los que pudo acceder logró poner el alquiler de mesas de billar.

Los planes para su negocio son poder agrandar el área física de su negocio para poder tener sus negocios más cómodos e independientes uno del otro. Mientras él está trabajando su madre es la encargada de administrar la pulpería y las mesas de billares. Uno de los productos más demandados para la pulpería son los granos básicos y los productos lácteos y con el crédito que le otorguen comprará dichos productos y también comprará productos de limpieza.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,757,700
    Funds lent in using Kiva
  • 19.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Bladimir purchase of basic grains, milk products, and cleaning products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 2, 2008
Jul 25, 2008
Currency Exchange Loss:
Oct 15, 2009