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Business Group
In this Group: Isha , Mary , Aminata , Isatu , Bintu
In the photo are members of the “Business” group. They are small-scale businesswomen based in Koidu, a city in Eastern Sierra Leone. Together, they are requesting a loan of SLL 2,500,000 in order to expand their respective businesses.

The featured leader of this group of entrepreneurs is Isatu, a 36-year-old. She was born in Sefadu, near the city of Koidu. Currently, she lives in Koidu with her husband, who is a driver. The couple's two children attend primary and secondary schools respectively.

For nine years now, Isatu has been selling palm oil (the country’s No. 1 cooking oil), onions, margi (used to give sauce a sweet taste), salt, pepper, tomatoes, etc. With this loan, Isatu will buy palm oil, onions, margi, salt, pepper, tomatoes, etc. at wholesale prices to add to her business stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,329.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Business Group's $600 loan helped a member to buy palm oil, onions, margi, salt, pepper, tomatoes, etc. to add to her business stock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 17, 2013
Currency Exchange Loss:
Dec 17, 2013