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Alberto's Group
Alberto's Group
Alberto's Group
Alberto's Group
Alberto's Group
In this Group: Alberto, Francisco, Salvador
Alberto, Francisco and Salvador live in Nautla, Veracruz; in a small off the grid community named Pedernales. They all work in the field since they were kids, and they have always depended on the seasonal harvest which makes their incomes very unstable.

Alberto is 33 years old and he and his wife live here because his field is closer to home, and moving to a big town is very expensive and they wish they had the same services in their community. He and his family have always depended on diesel lamps and candles to light their house, but these sources are not only dangerous, but expensive and unreliable. He knows that using the solar system in his house, he would not only save a lot of money (almost five dollars a week), but he and his wife will stop inhaling the fumes, which is very important for him because he knows this is very dangerous for their health. Also, he thinks that the light provided by the diesel lamp is not good enough and, after sunset, they can’t read or finish their household activities.

Additional Information

About ERES Energía Renovables

ERES Energía Renovable is a hybrid social enterprise that provides clean energy via solar-powered home systems in off-grid communities in Mexico. Kiva loans enable low-income households to purchase these systems. By lending to borrower groups that cross-guarantee each other, ERES Energía Renovable is able to reach far more borrowers who do not have the collateral or credit history to get a loan from a formal financial institution.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ERES Energía Renovable joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Mexico

  • $15,600
    Average annual income
  • 79
    View loans »
    Mexico Loans Fundraising
  • $21,062,600
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Alberto's Group's $525 loan helped a member purchase each a solar home system that will provide important economic savings and health benefits.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 1, 2013
Jun 21, 2013
Currency Exchange Loss:
Sep 17, 2014