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Kyembare  Group
In this Group: Sarah, Jaduress, Margret, Juliet, Enid, Charles, Godfrey, Juliet, Jovulet, Edson, Jane, Florence, Dinnah
Juliet has six children and is a first-time borrower. She is part of the Kyembare Group that is applying for a group loan of 4,300,000 UGX through UGAFODE. (The man squatting in the foreground is the UGAFODE credit officer.) When apportioned out among the group’s thirteen members, she will receive 300,000 UGX to use.

Juliet is a farmer who grows bananas for a living. With her loan she plans to buy organic fertilizers for her banana plantation in order to improve its productivity. She is hardworking and resilient and is grateful for her partnership with Kiva.

Additional Information

More information about this loan

This loan is part of UGAFODE's green loan program, giving Ugandan farmers the support they need to grow and process organic fruits and vegetables. Funds will be used to obtain critical resources like processing equipment, mulch and organic seedlings to reduce waste water contamination and improve consumer health. The green loan program also helps clients combat regional problems like deforestation and over-fishing.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 127
    View loans »
    Uganda Loans Fundraising
  • $33,817,650
    Funds lent in using Kiva
  • 2,583.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kyembare Group's $1,675 loan helped a member to buy organic fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 17, 2013
Currency Exchange Loss:
Mar 17, 2014