A loan of $3,000 helped a member to buy an over-lock machine and an embroidery machine, and good quality fabrics and raw materials.


Anonymous Group's story

This group of women from Iraq requested to remain anonymous on Kiva. The group leader is 31 years old and she is engaged to be married soon.

With limited career options, due to cultural restrictions and domestic constraints, she is one of the many Iraqi women who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

She has three years' experience working with her small, home-based sewing and tailoring business activity. She would like to offer her customers more options and a variety of creative designs to choose from and would like to buy an over-lock machine and an embroidery machine, as well as some nice quality fabrics and raw materials. To be able to make these purchases and make nicer dresses for women and children, she took a loan from Relief International Microfinance Iraq.

Relief International Microfinance Iraq offers 'group loans' for clients unable to provide a guarantor, thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about these borrowers has been altered for their protection. Relief International Microfinance Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Anonymous, Anonymous, Anonymous



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