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Jane is widowed, with five children. Four of her children go to school. She also takes care of additional family members (children of her late brother).

Jane has a business of selling second-hand clothes. She has been in this business for eight years. She has applied for a loan of UGX 500,000 (Uganda shillings) from Micro Credit for Development and Transformation SACCO (MCDT SACCO) to buy more bales of used clothes.

Jane works at the market four days a week and she sells on a retail basis only. Her major business challenges include seasonality, thieves, and fire.

She is aspiring to sell on a wholesale basis and also to build her own business premises. She resides in her own house and the family has access to electricity and piped water. Her monthly expenses include school fees and medication.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,583.0
    Uganda Shillings (UGX) = $1 USD