Gemma is 46 years old and married with five children.
Gemma works hard to provide for her family. She runs a general store in the Philippines and requested a PHP 19,000 loan through NWTF to purchase additional stocks of groceries to sell.
Gemma has borrowed and repaid eight loans from NWTF before this loan. She has been running the general store for six years and also earns an income from embroidery.
Gemma aspires to build and expand her business to secure the future of her family.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.