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Joy is a 25-year-old woman who lives in Clarin, Misamis Occidental. To make a living, she owns and manages a farm planting and harvesting bananas for sale. She has been in this business for four years and her income is not enough to generate additional capital. Therefore, she borrowed a loan from GDMPC micro credit to purchase fertilizer such as manure. She hopes to have a bountiful harvest in order to generate more income for a better future.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 380
    View loans »
    Philippines Loans Fundraising
  • $65,913,675
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Joy to purchase fertilizer such as manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 16, 2013
Currency Exchange Loss:
Dec 17, 2013