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Ha was born in 1981. She has two children who are studying in 5th and 3rd grade. To earn a living, her husband is a guard. He earns about 4,000,000 VND per month.

Ha owns an internet room. Her income is about 5,000,000 VND per month. She has done this job for 3 years. Besides that, she is also a farmer to earn more money. Her challenge in work is lack of capital. Her dream is to be able to enlarge her business and for her children to grow up well. This loan is one step toward helping her reaching her dream.

Ha has participated in SEDA’s credit program since 2007. In the last loan cycle, she borrowed 5,014,000 VND. In this loan cycle, she wants to borrow 6,322,000 VND to buy more tables and chairs for her internet shop, so that her children can grow up well.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 71
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 21,004.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ha to buy more tables and chairs for her internet shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 16, 2013
Currency Exchange Loss:
May 17, 2014