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Elma is 39 years old and is married with one child.

Elma works hard to provide for her family. She runs a buy and sell, plastic ware business in the Philippines and requested a 25,000 PHP loan through NWTF to buy additional plastic ware to sell.

Elma has borrowed and paid six loans from NWTF before this loan. She has been running the plastic ware business for three years and also earns an income from a general store.

Elma aspires to repair and renovate her family home.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 357
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Elma to buy additional plastic ware to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 16, 2013
Currency Exchange Loss:
Dec 17, 2013