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Erlin is 54 years old, married, and has six children. She earns a living by farming rice in the Philippines. Erlin is borrowing PHP 15,000 through NWTF to buy fertilizers and other farm supplies. Erlin has been farming rice for 39 years, and she earns additional income from buying and selling "nipa " (a woven palm mat used for house repair and construction). She works tirelessly toward the attainment of her dream: to save money for business expansion.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 340
    View loans »
    Philippines Loans Fundraising
  • $70,737,375
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Erlin to buy fertilizers and other supplies for her rice farm.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 16, 2013
Currency Exchange Loss:
Dec 17, 2013