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This is 31-year-old Mariama. She is married, and has five children aged 13, 10, 8, 5 and 2 years old. Three of them are school-going children. She has two additional dependents who live with her to assist her in business. In 2011, Mariama established her palm oil, rice, salt, caustic soda, vegetable oil, sugar etc business. She began her business because her education came to a halt during the 10-year rebel war. Her foster parent introduced her to the business. When she became fully mature, she gave her some money to start her own business. Working 7 days a week and 11 hours a day, she earns about Le 1,998,000 every month from this business. She would like a loan of Le 3,000,000. Mariama requires a loan to purchase some containers of palm oil, bags of rice and sugar. In the future, Mariama plans to develop her piece of land, educate her children and rent another shop. This loan will help to increase sales. Some debtors will not pay on time. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,328.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mariama to purchase palm oil, rice and sugar.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 16, 2013
Currency Exchange Loss:
Nov 17, 2013