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Flor De Kantutas 32 Group
In this Group: Cristina, Lysbeth, David Richard, Sandra, Giovana, Gladis, Sayda, Evangelina
The "Flor de Kantutas 32" communal bank has eight members - seven women and one man. The bank's president is 35-year-old Cristina, who makes a living selling staple goods at her grocery store in Ballivian, in the city of Cochabamba. This is Cristina's first loan cycle with the institution and she will use this loan to buy merchandise to stock up her business, buying groceries in bulk, as well as sweets and drinks. Cristina is applying for this loan because she has a lot of demand so she can increase her sales. However, she needs to stock up on merchandise. Cristina faces challenges with her business, such as competition as there are various shops in the area. She will use her profits to stock up her store and to continue growing every day. Cristina's wish is for her business is to continue selling and having the shop well-stocked. She can then expand her business, improve her income and, consequently, raise her and her family's quality of life.
View original language description ↓
El banco de emprendimiento FLOR DE KANTUTAS 32 está compuesto por ocho integrantes, siete mujeres y un varón, la presidenta del banco es La Sra. Cristina tiene 35 años, ella se dedica a la venta de productos de primera necesidad en su tienda de barrio que se encuentran en la zona de Ballivian de la ciudad de Cochabamba, este préstamo es su primera secuencia dentro de la institución, va a usar este préstamo para la compra de mercadería para surtir su negocio como abarrotes por mayor, dulces y refrescos, su razón para solicitar este préstamo es la mucha demanda que tiene y es ahí donde incrementa sus ventas, y necesita surtir su mercadería La Sra. Cristina enfrenta retos en su negocio que son la competencia ya que existen varias tiendas en la zona, va a utilizar los beneficios en la compra de mas mercadería para surtir su tienda y seguir creciendo más cada día, su deseo para su negocio es de seguir vendiendo y tener una tienda surtida, así poder hacer crecer su negocio mejorar sus ingresos y por ende mejorar la calidad de vida de ella y de su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Kantutas 32 Group's $2,400 loan helped a member to buy groceries in bulk.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 16, 2013
Currency Exchange Loss:
Jan 17, 2014