Of his own initiative and with great tenacity and dedication, Carlos works as a field-hand on a farm in his city. He does work such as plowing, planting, harvesting, etc. Carlos works every day from the very early hours of the morning, and he is able to keep this up for approximately 10 hours. He is pleased to work, and he believes that he is doing well because of his good performance and because he treats those around him with friendliness.
Carlos is very grateful to the Kiva lenders, because thanks to the help given, he will be able to cover the paperwork-processing costs for obtaining the property title to a small piece of land, which is destined for building his home upon it. Therefore, Carlos will continue to work and exert himself to achieve his greatest dream of having a stable and suitable home.
Por iniciativa propia, con mucho empeño y dedicación, Carlos trabaja como obrero de campo en un fundo agrícola de su ciudad, el realiza labores de arado, sembrado, cosecha y otros, Carlos trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, el se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Carlos se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá cubrir los gastos del tramite documentario para la obtención del título de propiedad de un pequeño terreno, el cual será destinado para la construcción de su vivienda, así pues Carlos seguirá trabajando y esforzándose para lograr su gran sueño de tener una vivienda segura y adecuada.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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