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Las Renovadas En Cristo Group
In this Group: Dinora Del Carmen , Esperanza De Los Angeles, Sonia De Carmen
This group is made up of three members, one whom is named Dinora. She is a 31 year old woman who is married and has three children ages 12, 10, and 4 years old. She has run a grocery shop at her home for two years; before that she sold soups and traditional dishes on the weekends. She has been a client of this institution for five years, which reflects her commitment to making timely payments. The loan will be used to purchase rice, beans, sugar, toilet paper, salt, soups, beef, chicken, soaps and detergents, bleach, diapers, over the counter medicines, yogurts, a variety of cosmetics, and other items. The other members are Sonia, who is 33 years old and works selling clothing, and Esparanza, who is 53 years old and works selling soups and cheeses.
View original language description ↓
Este grupo está formado por tres socias una de ellas es Dinora mujer de 31 años de edad, casada, con tres hijos de 12, 10 y 4 años de edad, su negocio es una pulpería ubicada en su domicilio, tiene dos años de tener su negocio anteriormente vendía sopas y fritanga los fines de semanas, de ser cliente de la institución tiene cinco años lo que refleja su puntualidad en sus pagos, el crédito lo invertirá en la compra de granos como arroz, frijoles, azúcar, aceite, carne de res, carne de pollo, papel higiénico, jabón de baño, jabón de lavar, hace, cloro, pamper,medicamentos populares, etc. Sonia es una mujer que tiene 33 años de edad su negocio es la venta de ropa usada y Esperanza tiene 53 años de edad y su negocio es la venta de sopas y tajadas con queso.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,200
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Renovadas En Cristo Group's $1,450 loan helped a member purchase rice, beans, sugar, toilet paper, salt, soups, beef, chicken, soaps and detergents, bleach, diapers, over the counter medicines, and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 17, 2013
Currency Exchange Loss:
Dec 20, 2013