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Gilberth, 24, is a married businessman who lives with his wife and daughter. He's soliciting a loan with the hope to buy materials for his apiary so he can keep his bees in good condition and thus obtain a high-quality product and increase production. The only limit he has is a lack of capital that he needs to continue growing his business, as he depends on this economic activity to get ahead. That is why he is requesting this loan, his first loan with FUDECOSUR. He has not applied for any loans with a state bank, but he can obtain one much easier with FUDECOSUR and with a lower interest rate.
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Gilberth, un hombre emprendedor , tiene 24 años de edad, es casado y vive con su esposa y una hija actualmente, el solicito un préstamo con el anhelo de comprar materiales para el apiario , con la finalidad de mantener en buenas condiciones las abejas, para obtener un producto de buena calidad ,y una mayor producción , la única delimitación que este caballero tiene es la falta de dinero para continuar creciendo, ya que de esta actividad económica dependen para poder salir adelante, por lo que él hace una solicitud de crédito , y es el primer préstamo que ha recibido de FUDECOSUR. El no registra otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 503.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gilberth buy materials to maintain his honey bees.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 16, 2013
Currency Exchange Loss:
Jun 17, 2014