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Maria Del Carmen
Maria lives in the Suburbio area. She started her business approximately four years ago in order to improve her family’s income. She started out in her business selling clothes. Little by little, her income was improving, and she diversified her merchandise with shoes.

She currently has a portfolio of customers who buy clothes and shoes from her. She sells clothes ranging approximately from $10.00 to $20.00. She works from 8:00 a.m until 6:00 p.m. She has two children, ages 12 and 10.

She needs the loan to buy school supplies for her children. They have just started the school season, and the income from her business is not sufficient to pay for the school supplies.
View original language description ↓
La cliente Maria vive en el sector del Suburbio. Comenzó su negocio hace aproximadamente 4 años, por el motivo de mejorar los ingresos de su familia. Su inicio del negocio fue vender ropa, poco a poco fue mejorando sus ingresos y diversificando la mercadería con zapatos.

En la actualidad tiene una cartera de clientes que le comprar ropa y zapatos. Vende la ropa a un aproximado de $ 10.00 a $ 20.00. Trabaja desde las 08:00am hasta las 18:00pm. Tiene dos dijos que tienen la edad de 12 y 10 años de edad.

Ella necesita el prestamo para comprar utiles escolares para sus hijos ya que recien empezaron la epoca escolar y los ingresos de su negocio no le alcanzar para solventarlos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,604,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Maria Del Carmen to buy school supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 16, 2013
Currency Exchange Loss:
Nov 22, 2013