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The client lives in the city of Guayaquil. He is a hard-working man. He started with his store approximately three years ago. Little by little, with some foodstuffs, he was improving his income.

He currently starts work at 8:00 selling foodstuffs like drinks, grains, and candy, etc. He has a lot of aspirations for his business in spite of the fact that one of his children has an illness, polio. However, in spite of his child’s disability, he continues working. This is because he wants to give the best to his family.

He wants to use the loan to buy foodstuffs like drinks, grains, and sugar, etc. In the future he wishes to continue working and increasing his business and his income. He wants to do this in order to improve paying for the family’s expenses.
View original language description ↓
El cliente vive en la ciudad de Guayaquil, es un hombre trabajador, ya que comenzó con su tienda hace aproximadamente 3 años. Poco a poco con algunos víveres fue mejorando sus ingresos.

En la actualidad trabaja desde las 08:00pm vendiendo viveres como bebidas, granos, dulces etc. El tiene muchas aspiraciones en su negocio a pesar de que tiene uno de sus hijos con una enfermedad que es Polimilitis, pero a pesar de la discapacidad de su hijo el sigue trabajando ya que quiere darle lo mejor a su familia.

Con el préstamo quiere comprar víveres como bebidas, granos, azucar, etc. En el futuro desea seguir trabjando e incrementar su negocio y sus ingresos para mejorar los gastos de su familia.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped this borrower to buy drinks, grains, and sugar.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2013
Jun 16, 2013
Currency Exchange Loss:
Jul 2, 2014