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María Rosa
Rosa is one of the oldest clients in our portfolio. For family reasons, she was always linked to business activities. When she got married, she stopped working to dedicate herself to raising her 5 children. When they started school, she decided that she had to resume business so that she could help support the household expenses and also because it is very important for her to have economic independence and freedom. Now her children are professionals and economically independent. She has a doctor, and accountant, and a publicist. But she says that she is busy, that having a business gives you life, makes you feel useful and alive and she is almost 70 years old.
She provides food to a school and has been doing this for more than 5 years. Working with the children gives her energy and vitality.
Her business enables her to have a peaceful old age with the savings and income to meet her needs.
Her business has one more employee and a married girl who isn't in school works with her and the salary that Rosa pays her enables her to support her 2 children. This is a customer with a great history and ethic of repayment.
View original language description ↓
Doña Rosa, es una de las clientas de mayor edad, de nuestra cartera de clienta. Ella por herencia familiar siempre estuvo ligada a las actividades comerciales. Cuando ella se casa deja de trabajar , para dedicarse a la crianza de sus cinco hijos, cuando éstos comienzan a estudiar , ella decide que debe retomar un negocio, para poder apoyar a los gastos de su hogar y además para ella es muy importante tener independencia económica y libertad.Ya sus hijos son profesionales e independientes económicamente. Tiene un médico , una contador y un publicista. Pero afirma que el estar ocupada, tener su negocio le da vida, le hace sentirse útil, con vida ya casi cumple 70 años de edad.
Atiende el servicio de alimentación de un centro escolar, desde hace más de 5 años. el trabajo con los niños le llena de energía y vitalidad.
Su negocio le permite tener una vejez tranquila al contar con ahorros e ingresos para satisfacer sus necesidades.
Su negocio genera un empleo más, con ella trabaja una hija casada que no continúo estudiando y el salrio que le paga doña Rosa, le permite apoyar gastos de sus dos hijas.Es una clienta con gran trayectoria y moral de pago.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.


About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,719,900
    Funds lent in using Kiva
  • 503.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Rosa to buy a microwave and supplies for making meals.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 16, 2013
Currency Exchange Loss:
Oct 17, 2014