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Dilcia Varinia
Dilcia is a married woman and a mother of 2 children. She is 35 years old. She is a farmer and housewife. She completed 6 years of primary education. Her younger child is in grade 6 and the oldest is an independent young woman who works outside the home and sometimes helps her parents with their tasks in the fields.

She has been working solely in agriculture for many years as her own parents taught her to grow coffee. Growing coffee is her only source of income. Her husband, as well as her older daughter, work the land with her. They have different tasks to carry out and the crops are 30 minutes from the house where they live. They travel between the house and the fields by animal and sometimes on foot.

Dilcia is requesting assistance to buy fertilisers, manure and a fumigation pump for her crops as she wants to avoid them getting diseases or getting damaged.

Her dream is to be one of the best producers and sellers of this produce, by introducing new maintenance systems and higher quality products for the land and planting. In this way she will be able to generate income for her family and support her children providing for their needs, etc.
View original language description ↓
Dilcia es una mujer casada y madre de 2 hijos con 35 años de edad ella es agricultora y ama de casa con 6 años de educación cursados en la primaria. El hijo menor está en 6 grado y la mayor ya es una joven independiente y trabaja fuera de su casa y en ocasiones ayuda a sus padres con las actividades del campo. Ella únicamente se ha dedicado a la agricultura desde hace muchos años ya que fueron sus padres los que le enseñaron el cultivo de café siendo esta actividad su único medio de ingreso. En la tierra que trabajan se involucra su esposo, su hija mayor y ella en las diferentes actividades y sus cosechas están ubicadas a 30 minutos de distancia de su casa de habitación a la cual se trasladan en bestia y en ocasiones a pie.

Dilcia solicita ayuda para la compra de fertilizantes, abono y una bomba de fumigación para sus cultivos ya que ella quiere evitar que se contaminen de plagas y su producción se dañe.

Su sueño es ser una de las mejores productoras y vendedoras de su producto introduciendo nuevos sistemas para su mantenimiento, mejores productos de calidad para la tierra y la planta ya que así ella podrá generar ingresos para su familia y apoyar a sus hijos con sus necesidades entre otros.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 52
    View loans »
    Honduras Loans Fundraising
  • $9,881,200
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Dilcia Varinia to buy fertilisers, manure and fumigation pumps for her coffee crop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 10, 2013
Jun 15, 2013
Currency Exchange Loss:
Oct 17, 2014