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Lucy's Group
In this Group: Lucy, Gladys
Lucy's group has two members and they are members of the mother group called Paragogous. Lucy is 57 years old and a widow with two adult children who are on their own. She sells kenkey (corn paste) and fish. She works every day, starting very early. Lucy is a very hardworking person who wants to improve as time goes by. She is asking for this loan to buy corn, fish, and firewood so that she can cook and sell kenkey.

She’s grateful for the 1,300 GHS loan opportunity that she and her girlfriend, Gladys, are receiving to improve their business.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,277,625
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Lucy's Group's $650 loan helped a member to buy corn, fish, and firewood.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 15, 2013
Currency Exchange Loss:
Dec 17, 2013