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Norchon is a conscientious, driven and hardworking woman. She was born in a rural area that has good conditions for animal husbandry and growing agricultural crops. Norchon's family was not financially well-off, and she had helped her parents with animal husbandry and growing agricultural crops since childhood. Norchon survived a lot of difficulties in life because she lived in a poor family. After finishing school, Norchon got married, but then got divorced four years later and returned to her parents' home with two sons. Norchon's younger brother and his family lived with her. Soon, the sons grew up and started to help their mother and uncle. They were mainly involved in animal husbandry, i.e. bought livestock from a market at low prices, fattened it for a set period of time and resold it at a high price. Due to bad weather and climate, their business did not produce positive results. Then, Norchon sent her oldest son to Russia for work. Norchon has to marry off both of her sons, but first, she needs set up her house for her family. The sons sent her money this year that they saved for an entire year, but this money to completely rebuild the house was not enough. This is why Norchon came to IMON to obtain a loan for building a house. Norchon relies on your charity and mercy.
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Норчон добросовестная, целеустремлённая и трудолюбивая женщина. Она родилась в сельской местности, который имеет хорошую условию для животноводства и выращивания сельскохозяйственных культур. Семья Норчоны была малообеспеченной и она с детства помогала родителям по скотоводству и выращивания сельхоз культур. Норчон перенесла много трудности жизни, так как жила в малообеспеченной семье. После окончания средней школы Норчон вышла замуж, но через 4 года она развелась и вернулась к дому родителям с двумя сыновьями. Дома у Норчона младший брат жил со своей семьей. Скоро выросли сыновья Норчона и стали помогать маме и дяде. В основном они занимались скотоводством, то есть из базара покупали скот по низкой цене, на определённое время откармливали и перепродавали по высокой цене. Из-за неблагополучной погоды и климата их бизнес не дал положительных результатов. Потом она отправила старшего сына в Россию на заработки. Норчону надо женить оба сыновей, но для начала ей надо устроит свой дом для своей семьи. Сыновья в этом году отправили ей деньги, которые накапливали целый год, но эти деньги для того, чтобы полностью построить дом, не хватило. Поэтому Норчон обратилась в ИМОН с целью получения займа для постройки дома. Норчон надеется на Вашу благотворительность и милосердие.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,175 helped Norchon to build a house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 10, 2013
Jun 13, 2013
Currency Exchange Loss:
Nov 18, 2013