A loan of $1,025 helped to buy cooking oil, sugar, salt, powdered milk, tea, and cereals.


Zoumana's story

Zoumana, age 42, has two spouses and is the father of three children. He lives with his family in Koutiala (Sikasso Region). For social reasons, he didn't get the chance to receive an education, which is why he's been relying on money-earning businesses since his younger age. He excels in buying and selling store products and cereals, a business which provides him with enough income, because he has a lot of customers every day. To ensure his clientele is satisfied and expand his business, he joined Kiva's partner, the MFI Soro Yiriwaso, five years ago. He's seeking his eighth personal loan. The previous ones were repaid without problems. This loan will be used to buy a stock of various products (cooking oil, sacks of sugar, cooking salt, powdered milk, boxes of tea, and sacks of cereals). He gets his supplies from wholesalers in Koutiala, and sells at his shop, for cash, to a mixed-gender clientele. After increasing his working capital, he intends to turn a monthly profit of XOF 150'000 (ca US$ 300), to be used to repay the loan and provide for the needs of his family. The remainder will be reinvested in his business.

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Translated from French by Kiva volunteer Patrick Stadelmann



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