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Hong's Group
In this Group: Hong, Loan, Diu, Huong, Dau, Soi
Hong is 45 years old. She has four children who are studying in intermediate college, secondary school, primary school and kindergarten. She and her husband sell fruits to earn a living. She earns about 6,000,000 VND per month and he earns about 3,000,000 VND per month. She has done this job for 10 years. Her family’s total income is about 9,000,000 VND per month. Her challenge in work is the lack of capital to sells fruits. Her dream is to build a new house. This loan is one of the step that helps her reach this dream. She is a passionate businesswoman. She has participated in SEDA’s credit program since 2007. In the last loan cycle, she borrowed 9,810,000 VND and repaid on time. In this loan cycle, she wants to borrow 10,682,000 VND to buy more fresh fruits to sell in her store.

Other members who are part of Hong’s group include the following:

Loan is 49 years old. She has three children. She sells frozen foods . She wants to borrow 7,630,000 VND to develop her work
Diu is 64 years old. She has three children. She is a farmer. She wants to borrow 9,810,000 VND to breed chickens.
Huong is 43 years old. She has two children. She sells mechanical goods. She wants to borrow 6,322,000VND to develop her work.
Dau is 50 years old. She has two children. She sells vegetables. She wants to borrow 6,322,000 VND to develop her work.
Soi is 51 years old. She has three children. She sells scraps. She want to borrow 9,810,000 VND to develop her work.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 75
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 21,039.4
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Hong's Group's $2,425 loan helped a member to buy more fresh fruits to sell in her store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 20, 2013
Currency Exchange Loss:
May 17, 2014