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Lien's Group
In this Group: Lien, Thuyen, Hong, Binh, Hang
Lien is 55 years old. She has three children – a son and a daughter who have their own families and a daughter who works. Her husband is a farmer. His income is about 2,000,000 VND per month. Lien is a farmer, too. She has done this job for 30 years. Besides that, she makes wine to earn a living. She earns about 6,000,000 VND per month. Her family’s total income is about 8,000,000 VND per month. Her challenge in work is a lack of capital for her business. And she wants to develop her wine making. Her dream is having a sufficient life. This loan is one step in helping her reach this dream. She is a passionate businessman.
She has participated in SEDA’s credit program since 2006. In the last loan cycle, she borrowed 9,810,000 VND and repaid it on time. In this loan cycle, she wants to borrow 11,118,000 VND to buy rice to make wine and buy food for pigs.
Other members who are part of Lien's group include the following:
Thuyen is 47 years old. She has three children. She is a farmer. She wants to borrow 5,014,000 VND to breed chickens.
Hong is 47 years old. She has two children. She is a farmer. She wants to borrow 7,630,000 VND to breed chickens and pigs.
Binh is 42 years old. She has two children. She sells meat in the market. She wants to borrow 10,682,000 VND to develop her work.
Hang is 50 years old. She has two children. She is a farmer. She wans to borrow 10,682,000 VND to breed chickens.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 67
    View loans »
    Vietnam Loans Fundraising
  • $17,244,150
    Funds lent in using Kiva
  • 21,039.4
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Lien's Group's $2,150 loan helped a member to buy rice to make wine and buy food for pigs.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 14, 2013
Currency Exchange Loss:
May 17, 2014