Funded

Total loan: $1,375
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Karina Fernanda


A loan of $1,375 helped to buy clothes and Yanbal products.


Karina Fernanda's story

The communal bank "Primero de Abril" meets every fifteen days in Montecristi, a town that is known for its rich pre-colonial culture and its nationally and internationally recognized handicrafts. Home of the famous "Toquilla" straw hats (also known as Panama hats).

This is where Karina lives. Twenty-one years of age, she is in a common law relationship and has not yet had children. Her husband is a businessman. Karina is a young housewife. She takes care of the home and also earns a living in sales.

She sells clothes and Yanbal products by catalogue including beauty products, cosmetics, perfumes and women's accessories. She sells by going door to door. Every eight days she makes an order, distributes the products and collects payment because she sells her merchandise on credit. She has been in this business for more than 2 years and it has enabled her to get ahead.

This loan is to buy clothes and Yanbal products. She has been part of the communal bank for 2 years now and she likes it because she began her business with her first loan.

Her dream is to own a house because where they live now is rented.

Translated from Spanish by Kiva volunteer Amy Huras


Loan details

Loan length:

6 months
Disbursed date: May 13, 2013
Facilitated by Field Partner: Fundación ESPOIR

Lenders and lending teams



Loan details

Loan length:

6 months
Disbursed date: May 13, 2013
Facilitated by Field Partner: Fundación ESPOIR