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Patricia De Los Santos
Patricia de los Santos is a single mother of two children and she runs a fruit and vegetable stand at the bus terminal in the department of León.

She begins early in the morning at 7:00 a.m., working Monday through Sunday, tending to customers until 5:00 the evening when she goes home.

The loan she is requesting through Ceprodel will be used to buy seasonal fruits and vegetables such as avocados, onions, tomatoes and oranges. This will allow her to offer her customers a variety of quality products to satisfy demand, which will increase her income and improve her and her family's lifestyles.
View original language description ↓
La sñora Patricia de los santos madre soltera de 2 hijos posee un negocio de frutas y verduras ubicada en la terminal de buses del departamento de león.

Ella inicia sus labores muy de mañana a las 7 am de lunes a domingo para ofrecerles sus productos a los clientes retirándose a su hogar alas 5:00 pm para descansar.

El crédito que esta solicitando a Ceprodel será utilizado para compra de frutas y verduras de la época como aguacates, cebolla, tomates, naranjas, para así ofrecerle a su clientela una variedad de productos de mejor calidad para satisfacerles su demanda por lo que tendría más ingresos para mejorar su nivel de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Patricia De Los Santos to buy avocados, sweet peppers, onions and tomatoes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 15, 2013
Currency Exchange Loss:
Jul 18, 2014