Lucrecia Miriam is the mother of three children, only one of whom is still in her care. At 8:00 a.m. she begins work which involves selling domestic appliances and at 6:00 p.m. she finishes her day. This is how she earns a living to support her daughter.
She plans to use the loan to buy watches, TV remote controls and cell phone accessories. With these products she will be able to satisfy customer demand, especially at this time of year.
Lucrecia is grateful for her loans through Ceprodel which have helped her increase her work capital and allowing her to buy less expensive products in cash instead of on credit. She has been able to make improvements at home and give her family a more comfortable environment.
La Señora Lucrecia Miriam es madre de tres hijos de los cuales solo una está a su cargo inicia sus actividades a las 8:00 am ofertando lo que es electrodomésticos y finaliza sus labores a las 6:00 pm, Ella realiza esta actividad para la mantención de su hija.
Este crédito lo quiere para utilizarlo en la compra de Relojs, Controles de T.V. y accesorio para celulares,
Con dichos productos quiere satisfacer a sus clientes. Más en esta época del año.
Lucrecia está agradecida por que sus créditos con ceprodel le han ayudado a incrementar su capital de trabajo ya que compra más barato sus productos de contado y no de crédito, así ha logrado a realizar mejora en su vivienda y le brinda mejor comodidad a su familia.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.