Fortaleza De Adelita Group
The loan that they take out will benefit the group of small businesswomen that Señora Adela is a member of. She says she has been a member of Pro Mujer for eight years, joining through the invitation of a niece who is a member of the group. At present she has a business selling gelatins [Jell-O]. She reports that she undertook this business on her own initiative one year ago.
The loan that she will take out now is to increase her capital (purchase of gelatin), which she will acquire wholesale from distributors and after preparation will sell as a mobile vendor at local fairs. This form of work allows her to generate resources to support her family, as she lives in a common-law relationship and has five children.
When she is asked what she likes about Pro Mujer, she responds that she likes sharing with her friends.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Adela es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por la invitación de una sobrina que es socia de la institución. En la actualidad ella tiene un negocio de venta de gelatinas; da a conocer que este negocio lo emprendió iniciativa propia, hace un año.
El crédito que ahora sacará es para el aumento de capital (compra gelatina) que adquirirá de las empresas distribuidoras, por mayor, y posteriormente a la elaboración lo comercializará de forma ambulante en las ferias locales. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en unión libre y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el compartir con sus compañeras.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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