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Teresa De Jesús
Teresa is 45 and married. She has worked in agriculture for 20 years with her husband, and it is her only source of income. Because of poverty, she and her husband did not go to school. Despite not having children because one of them is infertile, they have worked very hard together cultivating corn at the foot of a hill. They carry their supplies on their backs for several kilometres. In order to go out and buy new supplies, Teresa has to walk one kilometre on foot to the bus stop. She will then take the bus to the city, a journey which takes about thirty minutes.
This loan from Fundacion Campo is for the purchase of six bags of fertilizer and other supplies for cultivating 7,000 square metres of corn and 7,000 square metres of beans. Once she has purchased all the supplies all at once, she will apply them at the right time and in the right quantity. She won't have to go out multiple times to acquire them. She dreams of having two dairy cows in order to always have a source of nutrition and to sell milk to the neighbours.
View original language description ↓
Teresa tiene 45 años de edad, esta casada. Desde hace 20 trabaja en la agricultura junto con su esposo y es su única fuente de ingresos. Debido a su pobreza no asistieron a la escuela. A pesar de no tener hijos por ser infértil uno de ellos, han trabajo juntos muy fuertes el cultivo de maíz en las faldas de un cerro, los insumos los trasladan en la espalda durante varios kilómetros. Para salir a comprar los insumos, ella debe caminar a pie un kilómetro hasta llegar al lugar en donde pasa el autobús que la conduce a la ciudad, el viaje tarda unos treinta minutos.

El préstamo que esta solicitando a Fundación Campo, es para comprar 6 sacos de abono, entre otros insumos agrícolas para cultivar 7,000 metros cuadrados de maíz y 7,000 metros cuadrado de fríjol. Al comprar todos los insumos de una sola vez, los aplicara en el tiempo oportuno y en las cantidades correctas; además que evitara salir del pueblo tan seguido a adquirirlos. Ella sueña con poseer unas dos vacas lecheras para mantener siempre la alimentación y vender leche a los vecinos.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 500
    View loans »
    El Salvador Loans Fundraising
  • $31,356,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Teresa De Jesús to buy six bags of fertilizer and other agricultural supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 5, 2013
Jun 14, 2013
Currency Exchange Loss:
Jul 17, 2014