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Jimmy Alberto
Sr. Jimmy Alberto is a native of Managua where he has lived with his family for 25 years. He has been working for a state company as a security guard for three years. He has three school-aged children.

Jimmy Alberto has approached Ceprodel for a loan to repair the roof of his house over the winter. He will use the money to buy supplies such as zinc sheeting and roof supports and to pay for laborers.

He is grateful to Kiva and Ceprodel for the loans they give to poor people as without their support people with low incomes would not be able to get ahead. Jimmy Alberto would not be able to pay for the necessary repairs to his roof.
View original language description ↓
Don Jimmy Alberto es originario de Managua donde tiene veinticinco años de vivir junto a su familia, labora en una empresa del estado, donde se desempeña como agente de seguridad, desde hace tres años, tiene tres hijos a su cargo con edad escolar.

Se presento a oficina de Ceprodel don Jimmy Alberto para solicitar un crédito para reparar el techo de su vivienda ya que tiene en cima el invierno, de este préstamo lo invertirá en compra de materiales tales como lamina de cinc ,perlin y pago de mano de obra.

Agradece a Kiva- Ceprodel, por estos financiamientos que le brindan a las personas de escaso recurso, porque sin su apoyo no podrían salir adelante ya que tienen ingresos bajos, y no puede cubrir esta necesidad que se le presenta.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 39
    View loans »
    Nicaragua Loans Fundraising
  • $26,385,025
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Jimmy Alberto repair the roof on his house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 14, 2013
Currency Exchange Loss:
Jul 18, 2014