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Moises is an artisan who specializes in hand-crafted furniture. He would like to invest in a bulk purchase of leather and wood in order to get a lower price and be able to craft more pieces.

Moises has been selling through NOVICA since 2005. This is his story:

At the age of 15, Moises moved to Lima to study leather and woodcraft with his uncle. "After a six-year apprenticeship, I started a workshop with my brother who, sadly, passed away in 1980. I proudly honor his memory with my work. Now it's my turn to train others in the family – my nephews and other relatives. Some of my sisters work with me as well. My art is a medium to express my country's culture and transmit the essence of Peru," he says.

"I would like to thank you all for this microcredit on behalf of my family and the artisans working with me. It is a great feeling knowing there are people out there who support us and our work -- you motivate us to keep on doing what we do. May God bless you!"

Use the link below to view Moises's leather and wood furniture on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.


About Peru

  • $12,000
    Average annual income
  • 34
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Moises to purchase leather and wood in bulk at a better price.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 16, 2013
Jun 14, 2013
Currency Exchange Loss:
Feb 17, 2014