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Maria Esperanza

Update on Maria Esperanza

Maria Esperanza is a humble woman who has worked all her life to improve her situation. She hopes to achieve her goal in the future, together with her life partner as they struggle daily to maintain their household. He works for a private company and she works as a teacher at a municipal school where they live. She also cultivates the land and grows pineapple. She is in need of an urgent loan for crop maintenance. With this loan she will buy supplies such as Triple, Urea, Completo and fertilizers. She is grateful for the support she is receiving from Afodenic and Kiva through this loan.
View original language description ↓
La señora Maria Esperanza mujer humilde y trabajadora toda su vida se ha dedicado a mejorar sus condiciones, espera en un futuro poder lograr su sueño, junto a su compañero de vida lucha dia a dia para sustentar su hogar el labora para una empresa privada, ella por su parte labora como profesora para un colegio del municipio donde habita, ademas se dedica a cultivar la tierra, actualmente tiene una manzana de piña y necesita con urgencia darle Mantenimiento, con este credito compra los siguientes insumos: Triple, Urea, Completo y fertilizantes, Agradece el apoyo que Afodenic y Fondos Kiva le estan brindado mediantes este financiamiento.

Previous Loan Details

María Esperanza lives in San Juan de la Concepción with her partner and two children. She works very hard to be able to help her family get ahead. Her companion works for a private business in Managua, and she is a teacher at a local school. She has worked the earth for more than ten years, and a... More from Maria Esperanza's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Esperanza to buy farm supplies.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 14, 2013
Currency Exchange Loss:
Sep 19, 2014