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Lucas Ismael
Señor Lucas works as a security guard in a state institute.

He lives in the city of Managua. He is married. He is applying for a loan to invest in the purchase of construction materials to make some improvements in his home to make it more comfortable for his children.
View original language description ↓
El señor Lucas trabaja en una institución del estado como guarda de seguridad.
Vive en la cuidad de Managua casado está solicitando un crédito para invertirlo en la compra de materiales de construcción para hacerle algunas mejoras a su vivienda para darle mayor comodidad a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD