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Miriam is 31 years old and has two school-aged children who are 5 and 9 years old. She has worked for many years providing recycling services for scrap and containers. Her supply is located in her home in the Villa Ingavi area, where she distributes to different businesses.

This loan is her first with this institution. Miriam will use this loan to purchase merchandise for her scrap and plastic and glass container business. She wants to increase her income and her capital. Miriam encounters challenges with her business such as competition, since there are many people who work with recycled materials like she does. She will use the benefits of the loan to purchase more materials for her business.

Miriam hopes that her business will have a larger area for recycling and be able to purchase at retail and sell in larger quantities to businesses that are responsible for recycling this material.
View original language description ↓
La Sra. Miriam tiene 31 años, tiene dos hijos que tiene las edades de 9 y 5 años que se encuentran en edad escolar, ella se dedica desde hace muchos años al servicio de reciclaje de chatarras y envases en el acopio que se encuentran en su misma casa en la zona de Villa Ingavi de donde distribuye a las distintas empresas, este préstamo es su primera secuencia dentro de la institución, la Sra. Miriam va a usar este préstamo para comprar mercadería para su negocio chatarras y envases de plástico y vidrio, su razón para solicitar este préstamo es incrementar sus ganancias y por ende su capital, la Sra. Miriam enfrenta retos en su negocio que son competencia ya que muchas personas al igual que ella se dedican al reciclado de materiales, ella va a utilizar los beneficios compra de mas material para su negocio, el deseo de la Sra. Miriam para su negocio es tener un acopio más grande de reciclaje y poder comprar a minoristas y vender en grandes cantidades a las empresas que se encargan del reciclado de este material.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 154
    View loans »
    Bolivia Loans Fundraising
  • $36,650,050
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Miriam to purchase scrap items at wholesale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 25, 2013
Jun 13, 2013
Currency Exchange Loss:
May 17, 2014