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Nusrat's Group
In this Group: Nusrat, Naziran, Rashda, Razia, Sabra
Nusrat baji, the wife of M.S., lives in Raiwind, Pakistan, where she owns a two room brick house. She is the mother of five children: four daughters and one son, all enrolled in a local school in her neighborhood. Her husband works in a factory, while Nusrat baji has a milk business. She successfully completed three previous loans from Asasah (a microfinance institute of Pakistan) and is now applying for a loan to buy a buffalo for her milk business.

She is joined in her loan group by four other members. Naziran baji wants a loan for her embroidery business, while Rashda baji, Razia baji and Sabra baji want to buy a buffalo for their milk business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members guarantee one another's loans, so if one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 309
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 70.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nusrat's Group's $1,125 loan helped a member to expand their businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 11, 2008
Jul 27, 2008
Currency Exchange Loss:
Dec 2, 2009