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This is 48 year old Yarjah. He is married and has three children, aged seventeen, eleven and eight. He has two additional dependents, who live with him to help his sisters with their education. In 1991, Yarjah established his patent drug and cosmetics business. He began his business because he wants to be self reliant after dropping out of school.

His business is located in the outskirts of the city and his main customers are women and lactating mothers. Working 7 days a week and 12 hours a day, he earns about Le 1,253,200 every month from this business. He would like a loan in the amount of Le 5,000,000. Yarjah has already received and successfully repaid four loans, and now requires a new loan in order to buy additional drugs and cosmetics. He hopes that this loan can increase the stock and improve his profit. In the future, Yarjah plans to open another outlet in the center of town. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,328.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Yarjah to pay for patent drugs and cosmetics.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 14, 2013
Currency Exchange Loss:
May 17, 2014